County turns down opportunity to switch life insurance carriers


MIO — Oscoda County has rejected an offer presented by its insurance broker to switch life insurance carriers for a one-time credit.

The broker, 44 North, presented the offer to switch from Mutual of Omaha to Dearborn National for coverage. If done, the county would have been granted a $5,000 credit toward its annual rate.

Clerk Jeri Winton followed up with 44 North, asking questions about what would change if the county did make the switch. Winton said the plan would have remained very similar to what the county currently has, and the overall cost would not have been significantly different. At the Dec. 11 board of commissioners meeting, however, then-Chairperson LaNita Olsen said the county is not interested in switching at this time

“Jeri did get her answer back on the life insurance information, but it wasn’t what we wanted to hear,” Olsen said. “The incentive that they’re offering is not worth the trouble the county will have to go through.”

Olsen said one of the biggest draws of the current plan is that it keeps the injured or deceased person’s family from dealing with difficult situations.

“The person that’s hurt is not going to have to be the person that is jumping through hoops,” she said. “(That’s) if we stick with the current plan.”


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